Some of us have already planted into our minds that we’ll rely on our 401(k) and IRA when we finally reach the age of retirement. Others, meanwhile, have their own businesses to run or grown children to support them. But what are our other options if we hope to have a larger and a more …
Worried About Life After Retirement? Here Are Ways To Maintain Financial Security Read More »
Your credit score is the ultimate determinant of your applications for a credit card, a job, a mortgage deal, and others. One way you can take care of your credit score is by routinely checking your credit reports. This will help you keep track of your credit activity and allow you to adjust accordingly if …
A 4-Step Guide to Disputing a Credit Report Error Read More »
Purchasing a house can be challenging, especially with the sky-rocketing rates in today’s real estate market. For instance, in Texas, the median price of a home amounts to $196,100, but in a more expensive state like Massachusetts, the average cost can spike up to $604,205. This is why many people turn to home loans to …
If you plan to set up a business in Utah this year, a personal loan can be a good choice only if you intend to run a small company as a solo enterprise. That’s because most lenders normally approve applications for up to $40,000 of personal debt, so you should apply for small business loans …
Should You Use a Personal Loan to Fund a Small Business? Read More »
Financial literacy and management are extremely important. Just because you have a high-paying job at the moment doesn’t mean that you’ll be set for life. If you have debts left and right and have nothing saved or invested, you need to take a long, hard look at your priorities. You can seek the help of …
If you are starting a company that belongs to an industry with a bad reputation of fraudulent payers and high chargebacks, you might be in a rude awakening. Payment processors can automatically tag you as a high-risk merchant, which is not an excellent designation. Having a high-risk merchant account means that you do not qualify …
Common Misconceptions About High-risk Card Processing Read More »
Mortgage rates in the Beehive State have been rising for a while. But as historically expected, a period of relief arrived. The Fed pumped the brakes on rate hikes because of the slowing economy and receding inflation. This move is going to affect the interest rates on home loans indirectly, so now might be a …
Filing for bankruptcy is a genuine debt relief solution. Before attempting anything, however, you should know that the process is not as straightforward as you might think. Since making mistakes can leave you in a tight spot, you should not employ a trial and error approach when filing. What are some of the mistakes to …
When you buy life insurance, you’ll be making payments to your life insurance provider. In return, your provider agrees to provide lump sum monetary benefits to your beneficiaries/beneficiary upon your death. Aside from the cash benefits, one of the main purposes of a life insurance policy is to provide you peace of mind because having …
Most potential homeowners realize that a mortgage is the best route to achieve their dream. This is not just a preserve of those without substantial funds to pay up front for a home. It also allows those who can afford the upfront payment to free their cash for other investments. When evaluating a home loan, …
