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Buying a Home on a Mortgage

Potential homebuyers in the U.S. mulling on whether to buy now or wait for prices to go down must know that economic analysts from Fannie Mae, the Mortgage Bankers Association, Freddie Mac, and the National Association of Realtors (NAR) predict that the median price of houses will increase between three percent to eight percent within this year. …

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Home Improvement on a Budget: Three Hacks You Should Know

With all the home makeover shows on television and the number of people showing off their amazing houses on social media platforms, it’s no wonder that you’re thinking about how you can renovate your house too. After homeownership, home improvement is the next goal of most individuals. However, the cost of renovating existing structures can …

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Preventing Pandemic Bankruptcy: What You Should Do

Overall filings for bankruptcy in the U.S. soared to 43,425 across all chapters in March this year. Only 2,275 were new commercial filings, though, representing an increase of 16 percent compared to commercial filings in February. Experts expect more bankruptcy filings to come, citing how the 2007 financial crisis led to bankruptcies that peaked in 2010. It …

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Investing in Cryptocurrencies: Are You Too Late?

Cryptocurrencies are becoming the new-age currencies of the digital field. They are virtual currencies that, instead of gold like normal currencies, are supported by cryptography. Cryptography involves transforming a string of text into an undecipherable line of code. The one who has the key to unlock the line of code can read the string of text. Because of …

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For Startup Entrepreneurs: Getting Your Business Out of Debt

For most consumers, debt can have negative implications. But for business owners, debt can be necessary to fund a startup, finance new equipment, or start scaling a brand. This is why even if business owners don’t have a need to acquire a loan, they are already trying to build their business credit. The higher your …

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Money Management During the Pandemic: Saving Money for the Lean Times

The pandemic has taught people how to make the most of what they have. There have been unfortunate instances when people had been laid off during this period. That’s okay if they have money, but most of them have little to no savings. This makes paying bills and rent a problem for many. On the …

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