Deal Ideas that Help Clear Your Inventory
When you are in the business of selling products, there are a lot of things that you have to manage. You need to maintain good relationships with your suppliers so you can get the best prices for your raw materials. If you do not have your own warehouse, you can get a lease for one
Financial Lessons Millennials Can Learn from Gen Z
A new study conducted this year shows that a mere 16% of the millennial generation are financially literate. To test this, fundamental questions covering various concepts such as numeracy, inflation, and diversification, were used to ask Americans. The results proved that even millennials who identified as “financially literate” were challenged in the aspect. The report
Rent, Buy or Build? Questions Regarding Commercial Building Options
It’s often said that one of the most important parts of putting up a physical establishment is the place. This is where you will set up your storefront, and this is where your customers will go to. Often, you will have the option of leasing or purchasing an existing building. Either that or have it
A Guide to Successfully Managing Personal and Business Finances
As you take the leap to be an entrepreneur, learning to handle your personal and business finances effectively gives you a guarantee of what might happen to your business venture. Keeping personal finances healthy ensures that you’ll be able to support your entrepreneurial journey. That is the first critical step to ensuring that your franchise
Starting a Business: From Pen to Paper to Reality
Ideas come and go, so you better capture them while they are still fresh in your memory. It is a good idea to keep a pen and journal handy, so when inspiration strikes you would be ready to jot down your thoughts. This is how many businesses get their start. They get conceived in the
Business
Deal Ideas that Help Clear Your Inventory
When you are in the business of selling products, there are a lot of things that you have to manage. You need to maintain good relationships with your suppliers so you can get the best prices for your raw materials. If you do not have your own warehouse, you can get a lease for one
How to Build Strong Supplier Relationships for Your Online Business
When you have good relationships with your suppliers, it usually leads to beneficial things for your business, such as lower prices, better customer service, favorable terms, and one of the top spots on their priority list. And for an online business, you are highly dependent on your suppliers for your price points, product availability, and
Rent, Buy or Build? Questions Regarding Commercial Building Options
It’s often said that one of the most important parts of putting up a physical establishment is the place. This is where you will set up your storefront, and this is where your customers will go to. Often, you will have the option of leasing or purchasing an existing building. Either that or have it
Starting a Business: From Pen to Paper to Reality
Ideas come and go, so you better capture them while they are still fresh in your memory. It is a good idea to keep a pen and journal handy, so when inspiration strikes you would be ready to jot down your thoughts. This is how many businesses get their start. They get conceived in the
The First Product: Creating a Prototype
Your business idea will not remain an idea. It should come into life. It should become a reality. But before you mass-produce a product, you need to create a prototype first. This phase of product development can be quite stressful and taxing. But it can also be fun and rewarding, as you finally get to
Managing Your Finances Starts with Balancing Your Checkbook
The essential management task of balancing one’s checkbooks is not taught in most schools, leaving many young adults struggling to maintain their checking accounts. Companies and business owners could look for fractional CFO services and a team of accountants to manage their finances, but for households or individuals, learning to balance a checkbook is one of
Deal Ideas that Help Clear Your Inventory
When you are in the business of selling products, there are a lot of things that you have to manage. You need to maintain good relationships with your suppliers so you can get the best prices for your raw materials. If you do not have your own warehouse, you can get a lease for one
Rent, Buy or Build? Questions Regarding Commercial Building Options
It’s often said that one of the most important parts of putting up a physical establishment is the place. This is where you will set up your storefront, and this is where your customers will go to. Often, you will have the option of leasing or purchasing an existing building. Either that or have it
A Guide to Successfully Managing Personal and Business Finances
As you take the leap to be an entrepreneur, learning to handle your personal and business finances effectively gives you a guarantee of what might happen to your business venture. Keeping personal finances healthy ensures that you’ll be able to support your entrepreneurial journey. That is the first critical step to ensuring that your franchise
Starting a Business: From Pen to Paper to Reality
Ideas come and go, so you better capture them while they are still fresh in your memory. It is a good idea to keep a pen and journal handy, so when inspiration strikes you would be ready to jot down your thoughts. This is how many businesses get their start. They get conceived in the
The First Product: Creating a Prototype
Your business idea will not remain an idea. It should come into life. It should become a reality. But before you mass-produce a product, you need to create a prototype first. This phase of product development can be quite stressful and taxing. But it can also be fun and rewarding, as you finally get to
Investment
Living the Dream Life in a Townhouse
Buying a home is a big decision, and choosing the right one that suits your lifestyle and meets your needs should be a top priority. Especially for first-time home buyers, this financial decision will dictate where they will live for the next 5-10 years and maybe even more. However, executing the process of selecting and
Four Tell-Tale Signs of a Bad Home Buyer
If you are thinking of buying your first house, you must be both thrilled and nervous at the thought. It can be exciting to think about finally moving out of your parents’ house and into a place that is all yours. It can feel liberating to put an end to monthly rental dues because you
Sure Signs You’re Ready to Purchase Your First House
Buying a house is one of the most significant financial decisions you’re ever going to make. The biggest question you have to ask yourself before you make this financial commitment is: “am I ready for homeownership?” Plenty of reasons factor into considering whether you’re prepared for all the responsibilities that come with owning a home.
Should You Buy a House During a Recession?
The United States is officially in a recession. The National Bureau of Economic Research (NBER) says that the plummeting economic output along with double-digit unemployment figures has pushed the country into a pandemic-driven economic downturn. A recession could directly impact the prices of real estate. The Great Depression of 1929, for instance, forced housing prices
Buying a Home That’s Still Being Lived In
Buying a home, especially at this time when economic experts say that the world is gearing for a far worse recession than the Great Depression, is more overwhelming than it usually is. After all, we are in an unusual time. Why do you choose to invest in a home right now? It’s for the reason that
House-Hunting Basics: Areas to Check When Viewing a Home
More people are interested in purchasing a home this year. According to a report from HousingWire, a majority (84 percent) of Americans stated that buying a house is a priority. If you’re one of the people interested in getting a home, you’ll first need to choose a house that’s right for you. When you’re inspecting
Time Is on Your Side: How to Start Investing in Your 20s
When it comes to investment, you’re always told to start young. Time is on your side, after all. But how do you exactly approach this matter? How can you invest in stocks if you don’t have a high income yet? To help you navigate handling finances and investing in your 20s, here are some basic
Managing Your Finances Starts with Balancing Your Checkbook
The essential management task of balancing one’s checkbooks is not taught in most schools, leaving many young adults struggling to maintain their checking accounts. Companies and business owners could look for fractional CFO services and a team of accountants to manage their finances, but for households or individuals, learning to balance a checkbook is one of
Why the Real Estate Industry Will Continue to Rise Amid the Pandemic
Depending on which state you live in, open houses can either be essentials or non-essentials. In New York and California, for example, real estate brokers were not allowed to hold open houses and showings when the outbreak hit in March to June. Although restrictions have eased now, some real estate brokers still turn to the
Growing Your Startup Business: Ideas for a Successful Expansion
Growing your startup company requires a considerable effort for you and the rest of your team. If you have big dreams for your company, you need to achieve many great things for your business. Besides increasing brand awareness and attracting new clients, you also need to ensure that your business does well financially. However, if
Business Ideas that Cater to Retirees
The world is rapidly aging and more people are retiring every year, presenting ample opportunities for business-minded individuals looking to target the older adult market. Baby boomers, in particular, are approaching retirement age, and the demand for elderly care is projected to skyrocket. According to the U.S. Census Bureau, over 16 percent of the population
Finance
Financial Lessons Millennials Can Learn from Gen Z
A new study conducted this year shows that a mere 16% of the millennial generation are financially literate. To test this, fundamental questions covering various concepts such as numeracy, inflation, and diversification, were used to ask Americans. The results proved that even millennials who identified as “financially literate” were challenged in the aspect. The report
A Guide to Successfully Managing Personal and Business Finances
As you take the leap to be an entrepreneur, learning to handle your personal and business finances effectively gives you a guarantee of what might happen to your business venture. Keeping personal finances healthy ensures that you’ll be able to support your entrepreneurial journey. That is the first critical step to ensuring that your franchise
Put Money in Its Place and Manage the Value It Brings to Our Lives
Money is the root of evil, and it can’t buy you happiness; who hasn’t heard these and similar sayings? Throughout history and across cultures, people have disdained those who value money above all else. From Shylock the Jew to Ebenezer Scrooge, we cast them as villains. Real-life figures such as Jakob Fugger and John D.
Battling Cancer: How Much Does Cancer Treatment Cost?
Cancer is a rapidly progressing disease that can happen in almost any part or organ of your body, with lung, breast, colorectal, prostate, skin, and stomach cancer as the most common ones. It has no cure and has a high mortality rate, making it one of the most expensive illnesses to treat. Fortunately, when you
Three Excellent Tactics to Help Young Adults Achieve Financial Success
When you’re caught up in various activities each day, finding the time to plan for your future can be difficult. But if you start saving and investing now, you’ll have more time to grow your finances and even recover from the mishaps that may have happened beforehand. A growing number of young adults face constrained
Purchasing Your First Home When You Have Student Loan Debt
Students who graduate out of college in the U.S. have one thing in common: student loan debt. A report from CNBC revealed that seven out of ten college graduates have huge student loans. Collectively, more than 44 million Americans around the country hold approximately $1.5 trillion in debt. These debts hold back many aspiring home