financial management

Realize Your Visions for Your Firm’s eDiscovery Practice

In the Information Age, data flows freely and constantly multiplies, and law firms need to adapt by changing their approach to eDiscovery. Many choose to build or expand eDiscovery practices in their firms, which is often driven by the litigation support team. However, even the pros may hit a wall when getting started, so here are

Approved Mortgage loan application with house key and rubber stamp

Is Getting a Home Loan Good or Bad?

Purchasing a house can be challenging, especially with the sky-rocketing rates in today’s real estate market. For instance, in Texas, the median price of a home amounts to $196,100, but in a more expensive state like Massachusetts, the average cost can spike up to $604,205. This is why many people turn to home loans to

Image of a cute teenage girl posing with piggy bank.

Money Talk: Investment 101

People often say that money makes the world go round. While money can’t buy everything, it is indeed vital for survival, which is why all responsible adults must know how to manage their personal finances well. Accordingly, investing allows you to build potential wealth and make sure that your hard-earned money will grow. However, if

Businesswoman working in her office

Start Being an Entrepreneur by Buying a Franchise

When you’re thinking of starting a business, you may want to consider just buying a franchise. Unless you’ve got an original idea or service, there is most likely a franchise for the type of business you want. Whether it is a restaurant franchise or a commercial service franchise, becoming a franchisee can solve many of

Mortgage loan agreement application with house shaped keyring

Should You Continue Renting If You Can’t Afford a 15-Year Loan Payment?

No thanks to the housing boom in Utah, it is much more expensive now to transition from being a tenant to a homeowner. The “15-year mortgage or bust” has become a popular school of thought on home affordability among savvy real estate experts in the Beehive State. Compared to 30-year mortgages, 15-year ones have fewer

Business

Realize Your Visions for Your Firm’s eDiscovery Practice

In the Information Age, data flows freely and constantly multiplies, and law firms need to adapt by changing their approach to eDiscovery. Many choose to build or expand eDiscovery practices in their firms, which is often driven by the litigation support team. However, even the pros may hit a wall when getting started, so here are

Start Being an Entrepreneur by Buying a Franchise

When you’re thinking of starting a business, you may want to consider just buying a franchise. Unless you’ve got an original idea or service, there is most likely a franchise for the type of business you want. Whether it is a restaurant franchise or a commercial service franchise, becoming a franchisee can solve many of

How to Increase Your Building’s Efficiency

Buildings can be very wasteful today. They consume large amounts of energy, and they can produce a sizable amount of waste. This mostly comes from their need to control temperature and provide comfort for their tenants. As a building manager, you shouldn’t allow your building to be so inefficient since it can mean higher bills

The Different Types of E-Commerce and Its Participants

When we think of e-commerce, most of us may picture a commercial transaction that is happening online between a supplier and a client. This idea is right, but there are different types of entities with different natures that participate in e-commerce, and we shall discuss them here. The participants Various entities may participate in e-commerce,

Termite Turmoil: Ways to Prevent Termite Damage and Infestation

Termite damage isn’t only a nuisance to fix, but it can be quite expensive, amounting to more than $5 Billion in property damage and affecting about 600,000 homes in the US per year. Not only is termite damage costly, but it’s generally excluded in homeowners insurance policies, too, so not only does your Taylorsville home

What’s the Best Way to Negotiate an Office Rental Agreement?

If you plan on negotiating an office lease in Utah, one of the best ways to strike a favorable deal requires you to hire a real estate agent. Remember that a landlord’s agent won’t be inclined to serve your best interests. It’s also useful to develop a working relationship with a property broker. You may

financial management

Realize Your Visions for Your Firm’s eDiscovery Practice

In the Information Age, data flows freely and constantly multiplies, and law firms need to adapt by changing their approach to eDiscovery. Many choose to build or expand eDiscovery practices in their firms, which is often driven by the litigation support team. However, even the pros may hit a wall when getting started, so here are

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Image of a cute teenage girl posing with piggy bank.

Money Talk: Investment 101

People often say that money makes the world go round. While money can’t buy everything, it is indeed vital for survival, which is why all responsible adults must know how to manage their personal finances well. Accordingly, investing allows you to build potential wealth and make sure that your hard-earned money will grow. However, if

Businesswoman working in her office

Start Being an Entrepreneur by Buying a Franchise

When you’re thinking of starting a business, you may want to consider just buying a franchise. Unless you’ve got an original idea or service, there is most likely a franchise for the type of business you want. Whether it is a restaurant franchise or a commercial service franchise, becoming a franchisee can solve many of

Mortgage loan agreement application with house shaped keyring

Should You Continue Renting If You Can’t Afford a 15-Year Loan Payment?

No thanks to the housing boom in Utah, it is much more expensive now to transition from being a tenant to a homeowner. The “15-year mortgage or bust” has become a popular school of thought on home affordability among savvy real estate experts in the Beehive State. Compared to 30-year mortgages, 15-year ones have fewer

The Interplay Between Title Lending and Credit

Title lending is notorious for outrageous interest and lax regulation. What it is hardly accused of, however, is having adverse credit impact on the borrower. As long as the vehicle used as loan security is not repossessed, any interaction with title lenders do not move credit scores whatsoever. Generally, title loans in Boise, Provo, and

Investment

A Comprehensive Way to Save Your Retirement Money

Experts believe that today’s retirees will surpass the age of their parents when they were still living. That’s why it’s crucial to learn about financial planning, especially once you enter your golden years. The US News says that personal finance is more complicated now compared to what it was before. The tax landscape has also

Leaving the Nest: Tell-tale Signs to Move Out of Your Parents’ House

Some people wish that their parents could support them for the rest of their lives. After all, it’s nice living with your parents. You get free food, free board and free laundry service — even if it means you have to help with the chores or contribute to paying the bills. However, moving out of

What Does It Take to Grow Roses in Your Yard?

Roses are among the plants that many people consider planting in their property due to the beauty of the flowers. Property owners should consider the following before getting roses from the nursery in Salt Lake City and planting them in their property: The right selection of the roses Roses are available in multiple types, which exhibit different

Dramatic Backyard Designs: Evoke Utah’s Natural Beauty

In redesigning your backyard, you can just flip through design catalogues until you find a picture that suits your vision. Or you could rely on the expertise of a designer. But why not draw inspiration from the largest catalogue of all, crafted by nature, the oldest designer? Why not explore backyard designs that evoke the

Money Moves that Ensure Business Success

Most of the small businesses that fail within the first two years do so because they run into serious financial problems. With the help of a financial expert, you can keep yourself from adding to these statistics. More than 66 percent of the Americans dream of trying their hand in entrepreneurship. Naturally, they gravitate toward

Types of Third-Party Costs in Mortgage Closing

You need not be told that buying a home will be among your life’s biggest investments. Very few things will, after all, surpass the financial investment involved in taking a mortgage and coming up with adequate funds for a down payment. Thankfully, many people have realized this and now save up a substantial amount for

credit report error

A 4-Step Guide to Disputing a Credit Report Error

Your credit score is the ultimate determinant of your applications for a credit card, a job, a mortgage deal, and others. One way you can take care of your credit score is by routinely checking your credit reports. This will help you keep track of your credit activity and allow you to adjust accordingly if

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View of skyscapers from below

How to Increase Your Building’s Efficiency

Buildings can be very wasteful today. They consume large amounts of energy, and they can produce a sizable amount of waste. This mostly comes from their need to control temperature and provide comfort for their tenants. As a building manager, you shouldn’t allow your building to be so inefficient since it can mean higher bills

Food critic eating soup

Feed Your Head: The Skills Aspiring Food Critics Need to Develop

With the advent of apps like Yelp and Zomato, it seems like anyone can decide the fate of a restaurant. With enough stars, anyone with a smartphone and an internet connection can rate their favorite eatery. But people still know that there’s a marked difference between comments gathered from apps and the ones that come

car driving along a curved road

Four Cool Car Mods for People Who Love the Outdoors

If you live in Utah, chances are that you are a fan of the great outdoors. With thousands of acres of national parks, miles of backcountry roads and tracks to go off-roading, it’s hard not to get itchy feet and the urge to go off the beaten path. People have different ways of satisfying this

street of family houses

The Population Boom Increases the Need for More Homes

Utah is one of the states that currently enjoy a construction boom, thanks to the continuous influx of people. It can also increase the demand for the likes of construction cleaning in Ogden. The Population Boom According to the US Census Bureau, the Beehive State ranked among the states with the highest population growths in

Finance

Is Getting a Home Loan Good or Bad?

Purchasing a house can be challenging, especially with the sky-rocketing rates in today’s real estate market. For instance, in Texas, the median price of a home amounts to $196,100, but in a more expensive state like Massachusetts, the average cost can spike up to $604,205. This is why many people turn to home loans to

Should You Use a Personal Loan to Fund a Small Business?

If you plan to set up a business in Utah this year, a personal loan can be a good choice only if you intend to run a small company as a solo enterprise. That’s because most lenders normally approve applications for up to $40,000 of personal debt, so you should apply for small business loans

Finding Your Financial Footing in Five Steps

Financial literacy and management are extremely important. Just because you have a high-paying job at the moment doesn’t mean that you’ll be set for life. If you have debts left and right and have nothing saved or invested, you need to take a long, hard look at your priorities. You can seek the help of

Common Misconceptions About High-risk Card Processing

If you are starting a company that belongs to an industry with a bad reputation of fraudulent payers and high chargebacks, you might be in a rude awakening. Payment processors can automatically tag you as a high-risk merchant, which is not an excellent designation. Having a high-risk merchant account means that you do not qualify

Taking Advantage of the Lowest Mortgage Rates

Mortgage rates in the Beehive State have been rising for a while. But as historically expected, a period of relief arrived. The Fed pumped the brakes on rate hikes because of the slowing economy and receding inflation. This move is going to affect the interest rates on home loans indirectly, so now might be a

Filing for Bankruptcy: Common Pitfalls to Avoid

Filing for bankruptcy is a genuine debt relief solution. Before attempting anything, however, you should know that the process is not as straightforward as you might think. Since making mistakes can leave you in a tight spot, you should not employ a trial and error approach when filing. What are some of the mistakes to